Tue, 27th June 2017

Mega Card

INFORMATION ON MEGA VISA DEBIT CARD

Mega Visa Debit Card is the standard debit card issued to the account holders of Mega Bank Nepal Limited.Debit Card is normally plastic card issued as an alternative payment method to cash when making purchases.


Features:

  • Debit Cards can be issued against personal savings as well as personal current accounts.
  • It can also be issued to the nominated person after submission of legally required documents such as card application, corporate guarantee from owner of the company, board resolution etc. (in case of company account).
  • Multiple accounts can be linked with single card after submission of legally required documents such as card application, corporate guarantee from owner of the company, board resolution and Authorized letter from account holder with signature/s to link additional account with the primary account in card.
  • Card can be used to make purchase and withdraw cash from ATM of Visa Member.
  • Convenient and economical solution for making payment without trouble of carrying physical cash.

 

 

 

INFORMATION ON MEGA DOMESTIC CREDIT CARD

Mega Credit card is the kind of Personal OD customer can enjoy from the Bank based on the monthly income of the customer. Customer will be eligible to apply for Credit Card based on the


Any Nepalese citizen aged 16 years and above and with regular monthly income are eligible to apply for this card.

 

Instead of paying cash, you can just swipe your card at the merchant location. Two receipts will then be printed for you to sign. The merchant will keep one copy and hand you over the second copy. At the end of the billing period, you will receive a statement which shows all the transactions that you have made during the past month. You are required to settle at least the minimum due amount within the due date. Failure to do so will add late payment penalty fee and interest to your statement.


Features:

  • Card can be used to make purchase and withdraw cash from Visa ATM and purchase locations in Nepal and India.
  • Flexible payment option (NPR 1,000 or 5% of balance whichever is higher to 100% of balance)
  • Service charge free credit period from 15 – 45 days
  • Lowest service charge rate in the industry for revolving credit only 24% per annum.
  • Cash limit will be 90% of credit limit.

 

Documentation:

  • If you are the account holder of the Bank, please make sure that the KYC details are up to date. If you do not have an account with the Bank, you will be required to open an account
  • Latest annual salary certificate in official letter head signed by authorized staff.
  • Company registration certificates, tax registration certificate, latest tax clearance certificate, share registered book and latest audited financial report for self-employed businessperson.
  • Lease Agreement valid for additional one year for those who have other income sources like rental income.
  • No income certificate required to those who would like to take credit card against lien on Fixed Deposit, Current or Saving Account at Mega Bank Nepal Limited.
  • Account statement of latest last three months of any commercial bank.
  • Recent passport size photo of card applicant (and supplementary card applicant if applicable).
  • Copy of citizenship certificate.

 

INFORMATION ON MEGA VISA INTERNATIONAL CREDIT CARD

Mega Bank Visa International Credit Card is valid worldwide. Any Nepalese citizen maintaining convertible foreign currency account except for Indian rupees are eligible to apply for this card. Foreign nationals maintaining bank account in convertible foreign currency can also apply for this card by submitting attested identification document from concerned embassy.


Features:

  • Accepted as mode of payment worldwide except for transactions in INR and NPR currency.
  • Service charge free credit period from 15 – 45 days
  • Lowest service charge rate 24% per annum.
  • Credit limit starts from USD 1,000.
  • Cash limit will be 90% of credit limit.
  • Supplementary cards can be issued to applicant upon receipt of written request/consent from owner of the main card.
  • Purpose and Limit of Visa Credit Card International shall be in accordance with NRB circular.
  • ECOM transaction limit for International card shall be as specified / prescribed by NRB from time to time.
  • If you are the account holder of the Bank, please make sure that the KYC details are up to date. If you do not have an account with the Bank, you will be required to open an account

 

INFORMATION ON Mega TRAVEL CARD

Prepaid debit cards, also called re-loadable debit cards or re-loadable prepaid cards, are often used for recurring payments. Mega Travel Card is preloaded with customer desired amount in terms of US Dollars and can be used worldwide wherever Visa is accepted.


Features:

  • International Debit Cards can be issued against passport facility to individual travelling abroad as per the limit prescribed by NRB from time to time.
  • Card is authorized to use worldwide except for transactions in INR and NPR currency.
  • People traveling abroad may apply for Mega Travel Card by submitting valid passport, entry Visa and confirmed airline ticket.
  • ECOM transaction limit for International card shall be as specified/prescribed by NRB from time to time.
  • No hassles of interest, penalty and hidden charges.
  • Prompt issuance and most economic charges.
  • Convenient reload.
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