Mega Jeevan Sathi Bachat Khata
Mega Jeevan Sathi Bachat Khata (MJSBK) is a special savings product designed with an objective to cater the needs of pre & post wedding couples, as well as bachelors who are planning to get married. It is specially targeted to these customer segments who seek good returns on their investment along with additional benefits that may help them during their weddings.
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Minimum Balance |
Rs. 5,000/- |
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Interest Rate |
7.00% p.a. |
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Visa Debit Card |
Free debit card issuance fee |
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Visa Credit Card |
Can be issued on demand |
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Online Banking |
Free |
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Mobile Banking |
Free issuance fee |
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ABBS |
Free (uptoRs. 2 lakh per day) |
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C-ASBA Facility |
Free on demand |
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Cheque book |
Free on demand |
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Account Statement |
Free on demand |
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Interest Capitalization Cycle |
Quarterly |
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* Free Accidental Death Insurance |
Rs. 5 lakh or 5 times of Monthly Average Deposit whichever is lower |
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** Free Health Insurance |
Rs. 50,000 for Hospitalization and Rs. 5,000/- for domiciliary |
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*** EMI Facility (Insta Buy) |
UptoRs. 5 lakhs (Max. Installment Period 18 months) |
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**** Special Discount on Life Insurance Premium |
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***** Special Discount from our Merchants |
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****** Special Discount on Loan Processing Fee |
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******* Professional Loan, if eligible |
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******** Home Banking and Private Banking Facility |
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* Accidental Death Insurance can be claimed only after one month of account opening and other conditions applied.
** Health Insurance can be claimed only after one month of account opening and other conditions applied.
*** EMI Facility to cover Pre & Post Wedding Expenses from our Merchants.(Required: Credit Card, VAT Bill, Purchase made during last 90 days, Maximum amount: Rs. 5 lakh, Maximum Installment Period: 18 months), subject to justified income source.
**** Discount on life insurance premium(for 1st premium payment only): 10% for Couple Plan, 5% for Individual/ Child Plan
***** Special Discounts from our Merchants (Jewelry Shops, Clothing Stores, Party Palaces, Travel Agencies, etc.)
****** Special Discount on Loan Processing Fee (Personal Loan)
******* Professional Loan is provided to different professionals (doctors, engineers, pilots, government officials, managerial positions, etc.) if they meet the loan criteria.
******** Home banking facility is provided to account holders who maintain an average quarterly balance of Rs. 10 million and above. Similarly, Account holders maintaining an average quarterly balance of Rs. 5 million and above for a period of 6 months are entitled to avail the facility of Private banking inside valley. Customers maintaining Rs. 3 million and above for a period of 6 months are entitled to avail facility of Private Banking outside valley.
