Mega Karmachari Bachat Khata

Mega Karmachari Bachat Khata is a Savings deposit account scheme designed especially for the civil and private employees of the country.


  • Minimum balance requirement: NPR 100/- (In account NPR 1,000 shall be kept on at the time of first salary posting)
  • Interest Rate: 6.5% per annum
  • Free Checkbook
  • Free VISA Debit Card (1st year only)
  • Free Online Banking
  • Free on demand statement of account
  • Free ABBS Facility for transaction up to NPR.200K per day and 0.05% charge for transaction above NPR. 200K.
  • Free Good for Payment, Stop Payment and Balance Certificate Issuance.
  • Free Mobile Banking (1st year only)
  • Free accidental death insurance cover up to NPR 700 K (flat).*
  • 50% discount on issuance of Demand Drafts

Preferential rates on FOREX transactions: Customers opening an account with Mega Bank shall be entitled to a premium on the exchange rate for the exchange of FCY into NPR. (This offer is only valid for Nepal Army, Nepal Police and Armed Police personnel especially going abroad on peacekeeping missions and premiums to be quoted whilst making offers to such customers from Global Markets)

*Accidental death insurance cover up to NPR 500K

  • Customer opening an account with Mega Bank under Karmachari Bachat Khata will be entitled for free accidental death insurance cover up to NPR 500,000 (flat).
  • The benefits covered will be Accidental Death only.
  • Risks would be normal risks, i.e. in accidental cases only; any kind of accidental events other than caused by RSMDST [Riot, Strike, Malicious Damage, Sabotage and Terrorism] will be covered.

For further information, please contact:
Resource Development Department
Mega Bank Nepal Limited
Rising Mall (4th Floor), Kamaladi, Kathmandu
Phone: 977-1-4169204/ 205, Fax- 977-1-4169217

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