Mega Maya Bachat Khata

Mega Maya Bachat Khata (MMBK) is a special saving Deposit Scheme mainly designed with an aim to provide the service to the customers who seek competitive returns and facilities on their investment along with different insurance packages.

Under Mega Maya Bachat Khata Scheme, customer can open account in three different categories (General, Standard & Super)

  Features of Product

Features

General

Standard

Super

Minimum Balance

Rs. 10,000

Rs. 20,000

Rs. 30,000

Interest Rate

6.50 %  p.a.

6.50 %  p.a.

6.50 %  p.a.

Discount in Issuance Fee of Mobile Banking

50%

75%

100%

Discount in issuance Fee of Debit Card

50%

75%

100%

Discount in Issuance Fee of Credit Card

10%

25%

50%

Accidental Insurance

10 times of Average monthly balance or Rs. 1.5 Million for each family member whichever is lower

10 times of Average monthly balance or Rs. 2 Million for each family member whichever is lower

10 times of Average monthly balance or Rs. 2.5 Million for each family member whichever is lower

Total Coverage Up to Rs. 3 Million

Total Coverage up to Rs. 4 Million

Total Coverage Up to Rs. 10 Million

Health Insurance

(Only for Hospitalization

10 times of Average monthly balance or 1 lakh for each family member whichever is lower

10 times of Average monthly balance or 2.5 lakh for each family member whichever is lower

10 times of Average monthly balance or 2.5 lakh for each family member whichever is lower

Total Coverage Up to Rs. 2 Lakh

Total Coverage Up to Rs. 5 Lakh

Total Coverage Up to Rs. 1 Million

Domiciliary

Rs. 5000 within the limit of Health Insurance

Rs. 5000 within the limit of Health Insurance

Rs. 5000 within the limit of Health Insurance

Critical Insurance

(18 critical illness)

10 times of Average monthly balance or Rs. 0.5 Million for each family member whichever is lower

10 times of Average monthly balance or Rs. 1 Million for each family member whichever is lower

10 times of Average monthly balance or Rs1 Million for each family member whichever is lower

Total Coverage up to Rs. 1 Million

Total Coverage up to Rs 2 Million

Total Coverage Up to Rs. 4 Million

 

Note:

  • Family member means Account Holder & his/her spouse in General and Standard category whereas for super category it denotes account holder, his/her spouse and 2 children under age of 21 and above 9 months.
  • Only Nepali citizens are allowed to open account under this product.
  • Join account facilities is not available in this product.
  • There are some exclusion regarding insurance coverage and certain terms and condition which shall be provided to customers during account opening process.
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