Minimum Balance

NPR. 1,000.00 (In account to be placed at on 1st salary posting)

Interest Rate

4.00 %  p.a.

Debit Card

Free for First Year

Credit Card

Free for First Year

Internet Banking

Free

Mobile Banking

Free for First Year

Medical Insurance Coverage

NPR 50,000 for Account holder (NPR 35000.00 Hospitalization and NPR 15000.00 OPD checkup)

Accidental Death Insurance Coverage

NPR.7 Lakhs flat for Account holder

DEMAT Account

Free for 1st year

FCY Premium/Rebate on Exchange 

10 Paisa

Cash withdrawal Fee from Off Us ATM’s

Free

Travel Card

50% charge waiver for one time in each fiscal year

Discount on Loan Processing Fee

(on Retail Loans only)

Up to 20 basis point

Professional Loan Facility

Prioritized

Online Account Opening Facility

Available

Account Class transfer charges to this Product

Free for one time

E-commerce activation 

Free

Loan Facility

All Facilities and Terms on loan Facilities shall be as guided by Credit Guidelines/Policies of the Bank.