Mega Janani Janmabhumi Dual Savings(FCY)
We are delighted to introduce a Savings Deposit Product “MEGA JANANI JANMABHUMI DUAL SAVINGS ACCOUNTS” especially designed for Non Resident Nepalese and People of Nepali Origin residing outside SAARC Region. Upon opening an FCY Savings Accounts, an NPR Savings Account can also be opened simultaneously, with the same documents. Following are the features of Mega Janani Janmabhumi Dual Savings Account.
Features of Mega Janani Janmabhumi Dual Savings Account - FCY
Services |
Features/Discounts/Fees |
Minimum Balance |
USD 1,000/- (For GBP and EUR, Minimum Balance shall be GBP 1,000/- and EUR 1,000/-) |
Interest Rate |
6.11% p.a. |
Interest calculation |
Calculate Daily, Capitalized/Posted Quarterly |
Visa Debit Card |
Free for First Year (Yearly Subscription Charge of USD 10 or equivalent, after 1 Year) |
Mobile Banking |
Free for First Year (Yearly Subscription Charge of USD 5 or equivalent, after 1 Year) (Mobile Banking Service Shall be provided on Foreign Mobile Number upon request) |
Internet Banking |
Free |
Inward Remittance Charges |
Free |
Standing Instruction |
Free |
Fund Transfer Facility (Internal) |
Free |
Discount on Loan Processing Fee |
25% Discount on Retail Loan (As per NRB Guideline) |
E-Commerce Facilities from Vendor |
Discounts Vouchers available |
Fund Repatriation Charges |
As per the Bank’s Standard Charges |
*Visa Debit Card can be issued either virtually or physically as per the request of the account holder.
Features of Janani Janmabhumi Dual Savings Account - LCY
Services |
Features/Discounts/Fees |
Minimum Balance |
NPR 500/- |
Interest Rate |
6.03% p.a. |
Interest calculation |
Calculate Daily, Capitalized/Posted Quarterly |
Visa Debit Card** |
Free for First Year |
Mobile Banking |
Free for First Year |
Locker Rental Charge |
100% waiver on Locker Deposit & 50% waiver on Annual Fee |
Internet Banking |
Free |
**Visa Debit Card can be issued either virtually or physically as per the request of the account holder.
Required Documents
A. A Valid Nepali Passport of Nepali Citizen working abroad, with Valid VISA and/or Valid Work Permit (except SAARC, and except individuals who fall under the ‘Baideshik Rozgari’ category)
OR
A valid NRN Card issued either by the Government of Nepal or by recognized NRN Associations along with a Valid Foreign Passport (or a Nepali Passport with Valid VISA and/or Valid Work Permit)
OR
Proof that the Applicant or the Applicant’s Father, Mother, Grandfather or Grandmother was a Citizen of Nepal (with Citizenship Certificate/ Passport or any valid Government issued Document as proof) along with documents to prove Foreign Nationality such as the Current Foreign Citizenship Certificates and/or Foreign Passport (except for SAARC Nations)
B. In Case of Accounts of Minors, documents of the Parents/Guardian, who fall under clause A as above, along with documents to prove Relationship of the Minor with the Parents/Guardian
C. Documents to disclose Source of Income – Recent Salary Certificates (or Pay Slip) and/or Bank Account Statements (past 6 months), and/or Recent Tax Payment Certificate to prove Income Source.
D. Mega Bank’s Account Opening Form and Know Your Customer Forms (In case of Video Account Opening, our representative shall fill up the details provided during the process).
E. 2 Passport Size Photographs (In case of Video Account Opening, photo will be captured during the account opening process).
Features of Janani Janmabhumi Fixed Deposit Account - FCY
Services |
Features/Discounts/Fees |
Interest Rate |
7% - USD; 6.5% for GBP and Euro |
Interest calculation |
Calculate Daily, Capitalized/Posted Quarterly |
Minimum Tenure |
One Year |
Features of Janani Janmabhumi Fixed Deposit Account - LCY
Services |
Features/Discounts/Fees |
Interest Rate |
Ongoing Interest Rate p.a. or As per NRB Guidelines |
Interest calculation |
Calculate Daily, Capitalized/ Posted Quarterly |
Minimum Tenure |
3 Months and Above |
Mega Nepal Bhraman Recurring Deposit Plan- LCY
This deposit plan has been developed keeping in mind the huge tendency of NRNs visiting their families and friends back home in Nepal on a regular basis, usually on important festivals such as Dasain and Tihar, Weddings and other Ceremonies in the Family and even for Leisure and Site-seeing. Features of Mega Nepal Bhraman Recurring Deposit plan are as follows.
Services |
Features/Discounts/Fees |
Minimum Tenure |
1 Year |
Maximum Tenure |
5 Year |
Minimum Contribution Per Installment |
NPR 5,000/- |
Maximum Contribution Per Installment |
NPR 200,000/- |
Interest Rate |
8% |
Int. Calculation/Capitalization Cycle |
Daily/ Quarterly |
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Mega Sworna-Shobha Recurring Deposit Plan – LCY
In order to facilitate purchases such as Jewelleries and other valuables, this plan is expected to inculcate regular savings habit especially with our NRNs.The features of the above mentioned Recurring Deposit Plan are as follows.
Services |
Features/Discounts/Fees |
Minimum Tenure |
1 Year |
Maximum Tenure |
3 Year |
Minimum Contribution Per Installment |
NPR 5,000/- |
Maximum Contribution Per Installment |
NPR 200,000/- |
Interest Rate |
8% |
Int. Calculation/Capitalization Cycle |
Daily/ Quarterly |
For further inquiry, kindly email on video@megabank.com.np or contact on +977 9847694876.